It’s natural to be nervous when changing your focus as a real estate investor, but often the greatest risks can reap  the greatest rewards. Our

If you’re not a millionaire yet, you probably would like to be one. If you already are, have you thought about how to apply the

Odds are good that if you’re considering the Self-Directed 401(k) as an investment vehicle for your retirement funds, you have at least heard the term

Welcome back to The Real Estate Nerds Podcast! On today’s Best Deals episode, our host, real estate attorney Scott Smith welcomes Josh Bauerle. Josh isn’t

On this week’s episode of The Real Estate Nerds Podcast, Scott sits down with fellow real estate investor Joe Fairless. You may know Joe from

Welcome back to the Real Estate Nerds Podcast. On today’s Best Deals episode, our host, real estate attorney Scott Smith welcomes residential and commercial real

  Welcome back to the Real Estate Nerds Podcast! On today’s Bad Beats episode, real estate investor and entrepreneur Mitch Stephen joins our host, attorney

Many married couples elect to file their taxes jointly because it is genuinely cheaper. Well, most of the time. If you’re a real estate investor,

  New and seasoned investors alike spend a lot of time worrying about capital. But according to today’s guest, once you learn how to raise

  Welcome back to The Real Estate Nerds Podcast! Lane Kawaoka knows the bandwagon of getting multiple houses to achieve the goal of passive income

Welcome back to the Real Estate Nerds Podcast. On today’s Bad Beats episode, our host, real estate attorney Scott Smith welcomes Robert Shemin. Though he

  Welcome back to The Real Estate Nerds Podcast! As investors, we’re bound to see our fair share of both good and bad deals. So

  Whether your goal is to quit your job to get into real estate investing, volunteer more, spend time with your family, or become a

Welcome back to the Real Estate Nerds Podcast. On today’s Best Deals episode, our host, real estate attorney Scott Smith welcomes fellow investor Frank Rolfe.

  Sometimes, no matter how talented, smart, or experienced we are, Lady Luck just isn’t on our side. Welcome back to the Real Estate Nerds

  Anybody who has some retirement account feels that they’re not in control of those funds. If you’re just investing in the stock market, you’re

  On today’s episode of the Real Estate Nerds Podcast, our host Scott Smith sits down with Fernando Aires. On top of being a long

Welcome back to The Real Estate Nerds Podcast! On today’s Bad Beats episode, we learn the power of knowing what you know–and knowing what you

  Welcome back to The Real Estate Nerds Podcast! On today’s Bad Beats episode, . Real estate attorney and intrepid host Scott Smith interviews fellow

  Welcome back to The Real Estate Nerds Podcast! On today’s episode, we’re talking credit in plain English. The first thing that any bank is going

  Chasing the shiny things can get you into a lot of trouble, including screwing up your IRA account. Scott Maurer, Director of Business Development

  Snap on your rubber gloves, because on today’s episode of The Real Estate Nerds Podcast, we’re about to perform some autopsies of real estate

  Listen to the podcast here:   On the debut episode of The Real Estate Nerds Podcast, where we give the information you need to

Charitable contributions are a popular strategy among the wealthy for lowering tax payments. But this method isn’t exclusively for the Michael Dells and Kim Kardashians

Many people who have office jobs envy those who can work from home. If you’re a small business owner, freelancer, or kick-ass entrepreneur who uses

Nobody loves them, but deadlines are nonetheless an important part of “adulting.” This is particularly true when it comes to your Self-Directed 401(k). If you

Real estate investors are typically excellent candidates for self-directed retirement accounts, in no small part because of their experience with evaluating investment opportunities. But there

Did you know that you can use a self-directed IRA for your real estate investment? I’ve talked about this  before and you can read more

Yes, there is such a thing as a “Friendly Lien”. This is a lien against your property held by a party who is friendly to

When dealing with life’s only two certainties, it’s hard to tell which is more painful: death or taxes. Death is painful no matter what. But

A land trust can provide anonymity and asset protection, but how are they treated for tax purposes? It will depend on the type of trust

A Series LLC is a limited liability company that allows you to create multiple entities under one “master LLC”. Each new entity is called a

Are you an investor who buys and sells properties? Do you deal in tax liens or deeds or engage in property investment activities in which

Designating a proper beneficiary is essential for retirement account holders to guarantee their interests will be served. Whether you’re using a Self-Directed IRA or 401(k),

You are probably already familiar with the benefits of a 401(k) for retirement planning. But did you know that using this type of account can

If you have considered paying your taxes with a credit card, you’re not alone. The urge can be strong, if only because of the convenience

Every year, the IRS updates contribution limits for the various types of retirement plans. If you want to ensure that you are getting the most

Freddy Stein is an active real estate flipper making big moves in the Atlanta market. He currently has four properties he’s rehabilitating, all held under

Do you own a multi-unit complex of any kind? Do you have a property manager on site? If you answered “yes” to both of these

Partnerships, and LLCs taxed as partnerships (MMLLCs), do not pay tax at the partnership level. Instead, their income and losses are passed through to the

The Pass-Through Deduction, introduced by the Tax Cuts & Jobs Act, allows sole proprietors, partnerships, and S-Corporations to deduct up to 20% of their qualified

For many individuals who want to plan ahead, a retirement account is one of the best means to save for the future. For most, an

Whether you have kids now or plan to in the future, paying for college is an undertaking you should plan ahead for. Real estate investors

If you are looking to save money for your golden years, it is likely that you have heard of an individual retirement account (IRA). These

In previous articles, we’ve discussed the main benefits of holding title to real estate investment property in a land trust. A land trust is just

For those who want to save for retirement, a 401(k) account can help. If you are self-employed and do not have employees, you have the

A land trust is defined as an entity used to hold title to real estate. Unlike the standard trust, usually land trust doesn’t involve family.

We’ve all known someone who has gone through the complicated foreclosure process. Over the past year the amount of monthly foreclosures has hovered between 60,000

Self-administering a Solo 401(k) isn’t necessarily rocket science, but it does require strict compliance with both IRS and DOL regulations. Failure to comply can result

There is no doubt – the Internal Revenue Service (IRS) is the governing body when it comes to your retirement account. For 2018, the IRS

Are your kids eyeing that expensive out-of-state college? Do you want to see a larger return on your individual retirement account (IRA) investments? On the

When we talk about 401(k) plans having a life cycle, we mean that as literally as it can be meant. They are born, they exist,

People often wonder if they can borrow money from their 401(k) plans. The answer is yes, but there are a number of things to bear

When it comes to legal expenses, what can and cannot be claimed as a tax deduction can be confusing. In fact, the answer really depends

Most people know that an individual retirement account (IRA) allow plan owners to invest in mutual funds, stocks and bonds. An IRA can certainly grow

If you have a self-directed 401(k), the Internal Revenue Service (IRS) requires you to report assets for accounts with more than $250,000 annually. This is

As real estate investors ourselves, we understand how difficult it can be to keep up with all the compex legislation surrounding real estate. Today, we’ll

At Royal Legal Solutions, taxes are always on our minds. We know what you are thinking. Tax season is months away! However, now is the

In an ideal world, when you open an individual retirement account (IRA), you will not need to start making withdrawals before the age of 59

Charities often hold auctions as a way to gain valuable contributions that help better their cause. If you are a real estate investor, you may

We all make contributions to our individual retirement accounts (IRAs) with the intention of using those funds once we reach the age of 59 ½.

A lot of old school CPAs still believe that you can’t use retirement vehicles like 401(k)s or IRAs to invest in real estate. They say

As an individual taxpayer, the Internal Revenue Service (IRS) allows you to make certain deductions. For example, you can make miscellaneous itemized deductions in relation

As a business entity, tax laws can be rather confusing. While come of the tax codes, as established by the Internal Revenue Service (IRS), are

If you are planning for your future, designating funds for your retirement is a great step. Most people have heard of a 401(k) or individual

When you open an individual retirement account (IRA), you do so as a way of saving for your golden years. An IRA allows you to

An individual retirement account (IRA) is set up to assist you with saving money for your golden years. The Internal Revenue Service (IRS) permits you

Your individual retirement account (IRA) is typically considered to be tax-exempt. However, when your IRA borrows money in a non-recourse loan, the owner must file

Your individual retirement account (IRA) is a great way to save for your future. A traditional IRA uses pre-tax dollars to invest in mutual funds,

When you open an individual retirement account, also known as an IRA, it is supposed to help you save for your golden years. After all,

Typically, rental real estate is a passive activity, reported on Schedule E, and is not subject to the self-employment tax of 15.3%. However, as we

The tax code can be a wonderful thing for real estate investors, especially for those who invest full-time. This is because there is a special

Did you know that as a business owner, you are legally required to have a Registered Agent in the state that your real estate company

No matter what walk of life you come from you’ll eventually deal with or perhaps serve as a landlord. As a tenant, you must stay

The dozens of day to day responsibilities required to be a landlord can cause important liability concerns to go unattended. Criminal acts and activities may

We’ve all heard of horror stories about the dog owner who had to go to court because his/her dog bit a child at the park

Over several years of helping landlords fight and win cases, we’ve noticed that the term “protected classes” leads to a lot of confusion. In this

Do you use arrest and conviction records to assess potential tenants before allowing them to rent your property? You might want to read this as

You have a lot of leeway when it comes to screening potential tenants for your property. You can deny tenancy to an applicant based on

End of life matters are not always easy to think or talk about. However, making plans now, while you are healthy enough to do so,

No. Blog over. Just kidding, but the answer is correct. The logic behind this is fairly straightforward, but there are some things that need to

LLCs are magnificent legal creatures with a number of fantastic uses. One potential use is that they can act as an investment vehicle for your

As a landlord, you may not understand what is expected of you when it comes to renting out your property to families with children. This

A land trust is a type of revocable living trust. Unlike a living trust, which can contain any types of assets, a land trust is

There are going to be times when you’re required to take a distribution from your self-directed IRA. Whether the IRA was inherited or you’ve reached

The Federal Housing Act prohibits landlords from discriminating based on color, race, national origin, religion, age, disability, sex, and familial status. These attributes are referred

If you want to protect your privacy and real estate assets, a land trust is a great way to do so. Why? A land trust

For those who own a business and self-administer their own solo 401(k), there might be a point in time when you cease business operations or

A land trust is a great way to own property while maintaining your anonymity. With a land trust, the ownership of the property is publicly

A land trust provides owners with anonymity. This is one of the biggest benefits of establishing a land trust. However, this level of anonymity extends

LLCs are magnificent legal creatures with a number of fantastic uses. One potential use is that they can act as an investment vehicle for your

There are some real estate investors that are secret because they use cash to buy their properties. They do this to keep it off the

With the sheer prevalence of substance use disorders and addiction in the United States, most real estate investors will have to confront the issue of

Everyone wants peace of mind when it comes to being financially secure by the time he or she will retire. Luckily, there are a lot

While there are some landlords out there who make a career out of being a landlord, most folks who rent out properties do so because

There are many valid reasons why a landlord may need to enter a tenant’s property. Perhaps the landlord must assist with maintenance or a necessary

Are you thinking about the best way to save for your retirement? If so, there are several options available to you. It is likely your

Even a good landlord occasionally finds themselves in a tricky situation. When a tenant injures themselves, there are a number of situations in which a

Real estate investors often serve as their own landlords. If you’re doing this with your real estate investment properties, it is crucial to understand your

When it comes to having a land trust with someone you are close to, using a power of attorney with a land trust is a

Wise real estate investors know the importance of guarding against lawsuits. You may already employ an asset protection strategy to protect your investments. Even so,

Planning for your retirement while you are still young and able-bodied enough to work is a great idea. Using an individual retirement account (IRA) or

Mold is a serious problem in a number of older homes. Not only can mold aggravate your tenant’s allergies, but it can decrease their quality

Are you saving for your retirement years? For many, a 401(k) allows them to benchmark and grow their retirement account. Unlike an individual retirement account

Lead-based paint and heavy metal poisoning are one hazard that the government will expect landlords either to have professionally removed or disclose before renting out

Saving for your retirement is a great way to ensure you have a source of income even after you end your career. A 401(k) is

If you have a solo 401(k), one of the benefits that may have attracted you to this type of retirement account was the tax-free growth

Your 401(k) account is one of the best ways to benchmark funds for your retirement. While a traditional account will allow you to invest in

Individual retirement accounts (IRAs) and 401(k) accounts are two of the most well known types of retirement accounts available today. However, self-directed, or solo, 401(k)

It can be frustrating to see your retirement account grow while you struggle with personal debt. With an individual retirement account (IRA) or self-directed IRA

For those who are researching the legalities of using their self-directed IRA for different kinds of investments, you’ll be happy to know that there aren’t

Roth IRAs, while primarily used for the purposes of retirement, can also be useful for estate planning. The main difference between a Roth IRA and

As of 2018, the maximum contribution for a self-directed IRA remains $5,500 per year for those who are under 50 years of age and $6,500

When it comes to creating your own business or even forming one that already exists and putting it under your name, there are a few

One of the best things about rolling over your retirement assets into a self-directed IRA is that it opens up a number possibilities in terms

Everything should be kept on record when doing business. It is always a smart idea to have everything in writing to ensure it is all

An individual retirement account (IRA) is a well-known and popular means of saving for your golden years. A lesser-known option, called a self-directed IRA (SDIRA)

There are many firms available today to help you establish and manage an individual retirement account (IRA). However, if you are interested in opening a

I’ve been harping on for years about the importance of setting up a land trust for your real estate investments. Today I want to touch

For many small business owners, closing down a business can be a daunting task. This is especially true if your business has incurred a large

One of the most underutilized ways in which to invest using your self-directed IRA is to purchase tax liens and deeds. Any assets purchased with

When you are ready to start your own business and place it under a series LLC, you do need to put money into it to

Forming a land trust is a no-brainer for the savvy real estate investor. It helps keep the ownership of the property private and consequently insulates

Setting up a self-directed 401(k) may seem like an intimidating process. We’ve worked with many clients who are convinced of the self-directed 401(k)’s benefits, but

An individual retirement account, or IRA, is a vital way to save for your future, golden years. An IRA allows account owners to invest in

One thing I tell all my clients is that they need to put their investment properties into a land trust. A land trust is a

If you are going out of business, owe a significant amount of money to one or many parties, trying to figure out how you will

Among the many different kinds of IRAs that you can now open, add a self-directed IRA with full checkbook control. What is that? Traditional self-directed

There is more to liquidating your business assets than just posting a yard sale sign. Below, Royal Legal Solutions help you better understand the scope

There are my kinds of retirement plans available today. An individual retirement account (IRA) is one of the most well known. A self-directed IRA (SDIRA)

For years now, I’ve been telling people to use land trusts for their real estate investments. Not only does it provide protection from creditors but

When you decide to close your business, it is not as easy as simply pinning a “Closed for Business” sign on the front door. From

There are two main documents to establish when forming an LLC. First is the articles of organization. Next, is the operations agreement. While the operations

Self-directed IRAs avail investors to a number of great investment choices. One of those happens to be real estate. Since the passing of ERISA (Employee

An IRA rollover is the transfer of funds from one account into an IRA. A Rollover IRA is a retirement account capable of accepting those

Today, we’ll be discussing how members of traditional LLCs are treated when it comes to taxes. One of the most important terms to understand in

Special allocations are often the trickiest things to deal with when it comes to a traditional LLC. However, by not understanding the intricacies of special

Most employers offer their employees retirement accounts. An individual retirement account (IRA) is one of the most popular choices. These accounts allow owners to invest

Closing your business can be a very stressful time. Not only are you shutting down a chapter of your life, but you also must notify

Self-directed IRAs are a specialized kind of IRA that allows investors to broaden the scope of their investments. For example, traditional IRAs are generally limited

An IRA rollover is the transfer of funds from one account into an IRA. A Rollover IRA is a retirement account capable of accepting those

Forming an LLC with partners can be a lot like a marriage. What partners expect during the duration of the partnership are more clearly expressed

If you have an individual retirement account (IRA), you probably already know that it is a great way to save for when you retire. Through

Businesses pay taxes. It is a truth as old as time. However, how a business entity pays taxes vary. For many, the Internal Revenue Service

Retirement plans are confusing enough. Understanding contribution limits, picking mutual funds and simply setting up your plan can be overwhelming. To complicate it further are

One of the key elements of asset protection is financial privacy. The only way a savvy real estate investor, such as yourself, can keep their

Single-member LLCs must pay a self-employment tax along with their standard tax on gross income. In fact, 92.35% of net earnings from self-employment, or practically

Self-directed IRAs offer the best of many worlds. That includes having full custodianship over the IRA trust and the ability to make any decisions concerning

An IRA rollover is the transfer of funds from one account into an IRA. A Rollover IRA is a retirement account capable of accepting those funds. The

Since the 1970’s the traditional LLC has been the business entity of choice for smart business owners and investors. These popular LLCs are a type

We’ve already discussed the benefits of a self-directed 401(k) plan. Now you may be wondering if you’re eligible for this plan and all its benefits.

Were you aware that nearly 90% of retirement assets are invested in the financial markets? There’s nothing intrinsically wrong with that, but for those who

If you’re a sole proprietor and you’re wondering precisely how Uncle Sam takes his cut of your earnings, the answer is simple. You, as the

There are some instances in which a couple who run a business together wouldn’t be interested in creating a formal business entity. The question then

Like many things in life, the self-directed 401(k) is attractive because it provides options. The variety of investment options available are only limited by your

An EIN is your business’s federal employer identification number. It’s a nine-digit number assigned to you by the IRS for the purpose of filing taxes.

There are two major rules to keep in mind when dealing with a self-directed 401k. These rules govern other popular retirement plans. First, are the

A fictitious business name (FBN) is a trade name for a sole proprietor. They can also be called assumed names or DBAs (doing business as).

Many business ventures will fail in the early stages. This is going to be caused by funding issues at the outset. Surviving the startup phase

Record keeping for LLCs is significantly less demanding than corporations. Nonetheless, certain rules must be followed in order to keep IRS happy and maintain LLC

One of my first jobs out of college was a gig as a human resource coordinator for a nonprofit. Besides familiarizing myself with our healthcare

A fraudulent conveyance happens when someone illegally transfers assets or property into someone else’s name, such as spouse, friend or family member, or even a

Having a land trust is a good idea for property owners and real estate investors. Land trusts are especially a good idea in case you

When it comes to having a land trust with someone you are close to, using a power of attorney with a land trust is a

An irrevocable land trust is different from a revocable trust. The difference between the two is that once the grantor or the trust owner signs

  Today I’ll shed some light on an aspect of land trust that may seem so simple, it’s often overlooked. The naming of a land

LLC stands for limited liability corporation and it is a business structure that combines that of a sole proprietor with a limited liability of a

Florida is one of six states along with Illinois, Indiana, Virginia, North Dakota and Hawaii that have specific statutes allowing a land trust to hold

  The history of land trust goes back to Medieval England. The prevalence of lengthy wars, such as the Crusades, led landowners to construct a

  The land trust is an ideal vehicle for anonymous property ownership. It can also provide an easier probate process and potential protection against lawsuits.

Although choosing a trustee for your land trust is an important thing you have to do for your property or assets, it is also a

A limited liability company (LLC) is a great way to protect personal property while simultaneously saving on taxes. A series LLC is a multi-tier business

Most of us would find out pretty quickly if ordinary thieves broke into our homes or rental properties. But did you know that the paper

If you’re thinking about establishing a land trust, you may already know that not all information you read online about them is accurate. One relatively

When it comes to setting up a land trust, the best time to set one up is right away. This means setting it up as

In regards to land trusts, California is unique in that it doesn’t put them under the two typical legal categories:   Case Law – Laws

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Today, many Americans rely on the 401k plans set up by their employer as a means of saving for their eventual retirement.

  Establishing a formal business entity is a great way for entrepreneurs or investors to protect their assets and earnings. Depending on the type of

If you’re allergic to legalese, like many investors, you may not be familiar with Tenancy by the Entireties (TbyE). There’s no need to be terribly

A 401(k) is one of the most common ways for individuals to save for their golden years. These funds, which are typically started with pre-tax

When you use a land trust, you’re opting in to a legal construct that most attorneys don’t deal with regularly. This is foreign territory for

If you’re not sure how to sell property from a land trust, you’re not alone. Even experienced investors are often unaware of this tool’s mechanics,

Whether you cannot handle the responsibility of your assets and property because you are always out of town or the country for business reasons or

The contributions made to the 401(k) account established by your employer are obvious. They are typically made with your pre-tax dollars and matched, or partially

A 401(k) is an important way to save for your golden years. While many Americans have heard of 401(k) plans because it is part of

Land trusts open an investor up to a wide array of potentially useful tools. One of those tools is selling the beneficial interest in a

For many entrepreneurs, limiting their liabilities is an important factor when establishing a business. Because of this, most start with a comparison of a limited

California real estate investors face certain regulations and restrictions in their home state. Land trusts, however, are not subject to the same burdensome tax obligations

A self-directed 401(k) is a great way to save for retirement. Unlike the typical 401(k) plan set up by your employer, a self-directed one allows

A lot of folks often wonder whether or not a trustee of a land trust has personal liability under EPA or other Federal regulations. The

Entering the business world through the establishing your own company can be a scary, but exciting time. There are papers to file, fees to pay,

A limited liability company (LLC) is a popular way for entrepreneurs to file a business entity. A LLC offers owners a level of flexibility not

Saving for your retirement is one of the best ways to prepare yourself for the next phase of your life. Your investment choices can limit

The “situs” is the technical legal term for where a trust is located. It’s typical for the situs of a land trust to be located

Tenancy by the Entirety (which is abbreviated T by E or TBE) is a holding title in which a married couple each own 100% of

There are a number of good reasons why an individual would want to pursue a land trust. A land trust involves the transfer of a

There are some real estate investors that are secret because they use cash to buy their properties. They do this to keep it off the

Your individual retirement account (IRA) is an investment plan that allows you to grow designated funds that can be accessed after reaching the age of

A land trust, or what they call a Title Holding Trust in Illinois, is a trust that the grantor creates to put his or her

There are a host of benefits to using a Series LLC. It truly is the entity that offers something for everyone. Whether you’re looking for

Regular readers know our firm absolutely loves the Series LLC. It’s among the most versatile and powerful entities for real estate investors, or anyone with

The Series LLC is a remarkably powerful tool, but it isn’t a panacea. Few things in life are perfect, and the Series LLC is no

The Series LLC comes with so many awesome features for real estate investors that some of us think it’s darn-near magical. While it’s certainly a

The Series LLC is beloved by investors and business people for its versatility and broad range of benefits. However, it isn’t a universal structure yet.

The Series LLC is one of the most effective entities a real estate investor can form. Whether you’re a veteran investor, or a new investor

Real estate investors that do well are smart folks, but it can be hard for smart people to admit they aren’t experts at everything. Many

This is one of a multi-part series on the Self-Directed IRA. Depending on how familiar you are with the account type already, you may already

It’s not a secret to the bigger pockets community that I’m a big fan of the Roth IRA, but I love its features so much

My clients are always asking me what the deal is with the individual retirement account (IRA).  Don’t worry if you’re totally lost when it comes

Hello, fellow investors. Every new year, I get many questions about IRA contribution limits and what changes have taken effect. This year, there have been

Setting up land trusts for each property you own is essential. One benefit of using a land trust is to keep ownership of the property

More investors have been looking into Multi-Unit properties in the recent years. This is in part because rental properties are in high demand, and millenials

Many landowners often ask the question of whether or not they should form a land trust with multiple beneficiaries. Although you would think they could

A land trust is an agreement between the person who owns the property (or more than one of them) and someone they choose to have

When in search of a beneficiary for land, such as a land trust, some people may consider having their children be their land trust beneficiary.

The rumors are true, folks: everything really is bigger in Texas. This can be a double-edged sword for real estate investors in Texas, because while

A pass through entity is a business structure, such as an LLC, Series LLC, or S-corporation. We use the term “pass through” because you can

Real estate is big business all over the country, but savvy California investors must be aware of the limitations and unique concerns they face under

Land trusts are incredibly useful for real estate investors. They allow clever investors to remain anonymous, prevent lawsuits, easily manage investments, and offer many more

Today we’re reviewing trusts in every sense of the word.  When you form a land trust,  you have to deal with both types of trust:

The self-directed IRA is a widely popular option for real estate investing. Investors can enjoy high yields, while hedging themselves against stock market uncertainties. However,

A business trust is an IRS approved entity for handling IRA investment funds. With a business trust, the investor becomes the trustee and gains management

It’s time to talk about the f-word: foreclosure. Foreclosure is a very rationale fear for any property owner, and during the housing crisis became something

Unless you’ve been living under a rock or abstained from cable news for your own mental health, you’re probably familiar with identity theft. Identity theft

Chances are if you’re reading this, you already know a little bit about land trusts. Maybe you’ve even taken the next step and secured some

When you have an individual retirement account (IRA), you may believe your investments are protected. After all, if you are not a doctor, corporate executive

There are two short answers to the title question: yes, and hell yes. But don’t just take our word for it. Passthrough income is a

Bitcoin is constantly making headlines. We hear stories of the crypto savvy investor buying Bitcoin in its early years and becoming a millionaire. As Bitcoin

The land trust is a lesser-known but incredibly powerful legal tool for real estate investors. They offer a range of legal protections that most investors

Are you a landlord? Do you run your business in a haphazard and lax manner with no regard to how your tenants and other potential

We’ve already went over the finer points of Bitcoin investing using a self-directed IRA. However, cryptocurrency is such a new retirement investment that even those

The self-directed IRA allows individuals to invest retirement funds in real estate focused assets. We’re seeing more investors utilize this unique investment vehicle and we

Rolling your IRA over into a self-directed IRA isn’t for everyone, but those who take the time and effort to oversee their investments can cash

Do you own rental property? Congratulations! You’re well on your way to financial freedom. You’ve probably worked your socks off to get to where you

Real estate has been a popular investment over the last 50 years. Today, many investors are choosing the self-directed IRA as a vehicle for their

Separating your personal property from your investments is absolutely critical for real estate investors. Ensuring that you do this correctly is important for both saving

A lot of folks are scared off from taking on a self-directed IRA because they’re not sure they have the investment chops to see decent

I often get asked whether a retirement fund such as IRA can be used to invest in real estate. It’s unfortunate that many real estate

Self-directed IRA real estate is among the most popular alternative assets. However, it’s not for everyone. We’ve already given you a helpful overview of what

If you’ve ever wondered how far your self-directed IRA can stretch, the answer is probably further than you think. The answer is also probably different

It’s hard to think of a lot of good reasons to tap into your retirement fund before it’s matured and you’ve hit the ripe old

Owning investment property is a lucrative and exciting venture. With 2,654 new renters entering the market every day, it’s easy to see why. However, there

Cryptocurrencies made their debut in 2009 with the introduction of Bitcoins. Created by Satoshi Nakamoto, this form of digital currency is used as a means

Your individual retirement account (IRA) is a carefully crafted nest egg. If you have a self-directed IRA (SDIRA), you assume complete control over every aspect

Real estate is a hot investment item right and for all the right reasons. Housing markets across the US have caught fire in the past

Your individual retirement account (IRA) is a great way to invest in your golden years. An IRA allows you to invest in stocks, bonds and

For those that have taken the plunge and rolled their IRA over into a self-directed IRA, a number of investment options are now at your

At IRA Business Trusts, we stay on top of all investment trends. One of the fasted growing trends today related to cryptocurrencies. Let’s take a look

One hundred thousand dollars is a nice sum to have in your IRA, but let’s face it. It doesn’t go as far as it used

Investors with a high net worth face investment challenges that are fundamentally different than others that are beginning to establish themselves. While the same fundamental

It’s a common cliché among investors that they are their own worst enemies. While it’s true that some investors shoot themselves in the foot by

No one wants to think about their own passing, but it’s an important aspect of being alive. And one thing that goes without saying: the

Living trusts are an interesting option that few individuals make use of. Fundamentally, a living trust acts in much the same manner that a will

For those who have just changed jobs, deciding what to do with their retirement fund is going to be a primary concern. While there are

Investing in an Individual Retirement Account (IRA) is a great way to start saving for your golden years. Whether you are interested in a Self-Directed

Commodities are everyday essentials, but did you know they were also investment opportunities? From the fuel in your car to the steak on your dinner

Investing in your future may not seem ideal when you have bills to pay now. At IRA Business Trusts, we understand the ups and downs

IRA Business Trusts can help you invest whether you are currently working or not. While you 401(K) or Individual Retirement Account (IRA) is a great

Investing can seem like an easy way to make tons of money. However, this is not always the case. There is a world of difference

Hello, fellow investors. Every new year, I get many questions about IRA contribution limits and what changes have taken effect. This year, there have been

The Series LLC is one of the central legal structures in any asset protection plan. For years, the wealthy and powerful have shielded their wealth

As a real estate investor, your most obvious goal is to make a profit. But in order to make a profit, you need to protect

A proper asset protection strategy lets you sleep easy at night even if you are sued. Below, I will share with you the secrets that

The Delaware Statutory Trust (DST) is a tool wise real estate investors use to avoid the dreaded Franchise Tax that eats into the profits of

The most exciting aspect for owners of a self-directed IRA with checkbook control is to have more direct authority and oversight over the investment and

This is article may appeal to the amateur historians and aspiring empire builders in all of us. We’re going to break down the Delaware Statutory

Whoever said, “If it sounds too good to be true, it probably is,” wasn’t familiar with a Series LLC business structure. Increasingly, especially among real

There is no business model that provides complete immunity from market reversals, natural disasters, or changes in laws and regulations.  Stuff happens.  To everyone, in

As a refresher, the concept of a Series LLC (Limited Liability Company) was created by the Delaware Legislature back in 1996. It’s still considered the

Unless you are the villain in a spy thriller, there’s unlikely to be any intrigue surrounding the reading of your will. Sure, this is a

Retirement: that sweet period of respite between work and death. If you do it right, this can be the greatest time of your life. I’m

Tax-free retirement distributions are the Holy Grail. You too can drink from the cup of financial providence. You’ve worked hard your whole life. When you start

Getting into a fight with Uncle Sam never goes well. Just ask every country on Earth. It’s not easy to get in a financial battle

Self-Directed IRAs offer investment freedom, but they require some explanation. Here are the answers to the most common questions we receive regarding Self-Directed IRAs. 1.

The Roth IRA is a beauty. Everyone should be buying these beasts. By the time you’re done reading this, you will know the primary benefits.

If you don’t take Required Minimum Distributions, you might get hit with an incredible 50% penalty. That’s almost half! The 50% penalty is applied to

You probably have your eye on a beautiful retirement home. If not, you may want to think about it. In my experience a retirement that

Real estate is usually a sound investment. I would remiss if I didn’t use the word “usually” considering the little hiccup we experienced in 2008.

I once owned a pit bull named Jackson. He went down a bad path. He was a product of public obedience school. I was too

There are a lot of reasons to invest overseas for US citizens, almost all of which are dollar bills. Nonetheless, Uncle Sam will hunt you

You have to think of the IRS like they’re Privateers. Thieves press-ganged into stealing your money. They want to get into your home. They want

After the recession, joint ventures were hotter than documentaries about corruption at investment banks. If you’ve been in real estate since then, you’ve probably entered

The self-directed IRA LLC gives you one hundred percent control over how you invest. Most investors lack this ability. It’s not the right move for

My clients are always asking me what the deal is with the individual retirement account (IRA).  Don’t worry if you’re totally lost when it comes

IRA’s are virtual baby. Bitcoin is a virtual currency that uses blockchain technology. If you want to know more about what that means, you’re going

Investors love the 401k because it’s designed for businesses with sole owners. They offer serious benefits. These are like self-directed IRAs made just for investors

Private companies need start-up funding. There are trillions of dollars in retirement plans across the United States. These funds can be invested in your business.

Finding a trustee for your estate plan is tricky. If you choose someone who isn’t up to the task, you won’t be around to correct

Ever since the stupid Internet came along, every idiot in the world is learning how to “do-it-yourself.” People are making their own decorative flowerpots out

Disinheriting an heir is something most of us hope we never have to do. It’s sad, but it happens. Sometimes you grow estranged from an

Bad reviews hurt a business. If you own the business that they hurt your soul. Nonetheless, Platforms like Yelp are the gatekeepers to quality now

The paperwork piles up fast in real estate. Like a nasty rodent problem, you need to stay out ahead it. Contingency clauses are very important to

So, your little angel has graduated. The dream has come true. They are finally getting the hell out of your house. Unfortunately, they are still

Lots of companies claim to be 401k experts. You know what the difference is between us and them? We’re actual tax attorneys. That’s right. Instead of

Attorney Client Privilege: Talking to Your Lawyer. “I said Luca Brasi sleeps with the fishes and I want to know if my IRA is updated”.

Annuities promise some pretty amazing things including a lifetime of income for you and your partner. They also carry some very sizable fees. There are

You want to hear a horror story? As early as 1999 a forensic accounting and financial fraud investigator named Harry M. Markopoulos told the Security

For those that don’t remember, we’re going to start with a real case that was all over the news. You may have even heard about

An IRA rollover is a transfer of funds from one retirement account into another, such as a traditional IRA or Roth. You can do this

Are you thinking about converting your IRA or 401k to a Roth? Doing so may or may not be a good idea. If you have

First of all, I’d like to commend all you house flippers out there. Flipping houses isn’t easy–not unlike some less honorable professions. But you know

This article is part 2 of a series with the goal of educating you, the Self-Directed IRA LLC investor, on how to successfully invest &

This article is the grand finale of a series with the goal of educating you, the almighty Self-Directed IRA LLC investor, on how to successfully

The monkeys on Wall Street are sitting there wearing their suits, scratching their heads, and laughing. Why, you ask? Because they’ve successfully fooled the majority

If you’re a kick ass entrepreneur or self employed, this is one article you definitely want to read. But you know, all my articles are

It’s never too early or too late to start saving for your retirement. If you are just starting out, focus on saving as much as

Here you are, years after the housing crisis. The markets are surging higher than ever before and there’s never been a better time to invest

This article is part 3 of a series with the goal of educating you, the Self-Directed IRA LLC investor, on how to successfully invest and

You’re living in the 21st century now, which means you don’t have to put all your eggs in one basket when it comes to investing.

Chances are if you’re reading this you’ve probably heard of a Solo 401k before, or as our friends at the IRS call it, a “one

If you don’t have a Self-Directed IRA LLC, you’ve probably at least heard about them. Especially if you’re a regular reader.Once you start looking for

Investing in real estate can make you a millionaire. Throughout the history of civilization real estate has always been the cornerstone of wealth, and it

You’ve been saving for a long time, now you’re getting close to the point where you can start taking distributions (finally). If you scroll below

You’ve probably heard a lot about 401ks and IRAs. But do you know how they compare to each other? More importantly, how do you know

You wouldn’t believe how many people ask me these questions. Especially number 1 on our list. I can promise you that by the end of

Unlike the movies, you won’t just get a call one day telling you that you’ve been named as the Executor or Trustee to a billion

Do you have a private company or start-up that could use some funding? Maybe you’re planning on starting your own soon. Whatever the case is,

To whoever is reading this: Congratulations! You’ve probably either lived long enough to retire or you’re almost there. But before you “cash out” and get

Real estate is more than just about selling and buying. It’s also about signing and copying. You may or may not enjoy doing the “backend”

Many investors and financial professionals are familiar with the primary benefits of a Roth IRA: that after you pay taxes on the money going into

Do you remember a couple years ago (2015ish) when some guy drowned in actress Demi Moore’s pool? The incident caught the media’s attention and made

Appointing a trustee is easier said than done. How do you know how someone will act once you’re not around anymore? If you appoint the

You probably already know that investing can be a risky business. Some people make it big. Others lose everything. There’s always going to be those

Are you a real estate investor? Chances are you either use an umbrella insurance policy or an LLC to protect yourself from liabilities concerning your

Normally when you think “Do It Yourself” you might imagine painting your house or a trip to the store. But now you can also plan

You’ve no doubt seen negative reviews and comments about someone or a business online, maybe even one about you or your own business. A single

You’ve worked hard all your life, and now it’s time to retire, or you’re getting ready to retire. When that time comes, depending on what

With all due respect to any financial masochists in the audience, almost nobody derives pleasure from paying taxes. But it’s kind of part of the

Do you have a pet, or are you thinking of adding one to the family? If so, have you ever wondered what would happen to

You’re probably already aware some of the countless ways the IRS tries to get your money. Here in the land of the free and the

Have you become estranged one of your heirs? Sometimes, the apple falls far far away from the tree. I hate to sound satirical, but the

 Chances are you’ve been steadily growing your IRA for quite some time. Did you know that you can buy a retirement home with a Self

Did your adviser tell you how great annuities are, and how they can guarantee a life time of income for you and your spouse? Yep,

Is it almost time for your son or daughter to go off to college and finally stop mooching off of your hard earned money make

If you’ve been in the real estate business for awhile now, the chances are extremely high that you’ve entered a Joint Venture Agreement at least

 For 2017, the IRA contribution limits will remain the same as 2016.  This means the following is true for individuals: If you’re under the age

Yes, it’s true. There are plenty of other companies in Texas claiming to be Solo/Individual 401k Plan providers and experts. So what separates Royal Legal

Many investors prefer the individual 401k because it’s specifically designed for small businesses with only owner(s). Individual 401ks offer cost effective and tax efficient investment

Who hasn’t heard of Uncle Sam’s bastard step child, better known as the IRS? The IRS can get nasty when it comes to getting “your”

If you’re an American citizen, it doesn’t matter where you go in the world. You can’t outrun, or out-fly, the Taxman. Beware the Wrath of

The Self-Directed IRA LLC gives you absolute freedom & control to decide how you invest and what you invest in. When you think about it,

Yes, your IRA can invest in and own bitcoin and other cryptocurrencies. Bitcoin is a form of virtual currency using blockchain technology. Bitcoin can be

 “So then I says to the guy, ‘leave the gun, take the Canolli.” Yes, we’ve all seen that movie. When it comes to going over

The short answer is yes. Your Solo 401k does allow for Roth contributions. You can choose to treat contributions under your plan which would otherwise

The world of real estate contains many profitable business opportunities. But it also comes with taxes. You know, those things your friends at the IRS

There are many benefits to setting up a solo 401k. If you’re interesting in learning about those, check out one of our many free resources

When it comes to making investments with a self-directed IRA LLC, the IRS doesn’t tell you what you can invest in. What’s funny is they

If you own an IRA account, you’ve probably read or heard a lot about prohibited transactions. If you haven’t, that’s okay too. Let’s just say

You may already be aware of the many rules and penalties your friends at the IRS have when it comes to prohibited transactions. The penalty

You can invest your money using a variety of cost effective methods. But if you already invest or are considering investing heavily in real estate,

Solo 401ks and SEP IRAs have both been around for awhile now. Previously, SEP IRAs were considered better only because they had lower administration cost

Your friends at the IRS just love making new rules for us lawyers to learn. I decided to “share the love” and write this article

Have you ever heard of the Solo 401k plan? The Solo 401k is the most tax efficient way for small business owners, consultants and contractors

If you’re ready to kick your Roth account up a notch, you’re in the right place. Today we will discuss how to easily transfer your

An IRA must be established by a bank, financial institution, or authorized trust company.  Which means only banks such as Bank of America or financial

Is your retirement account not working out for you the way you hoped? Or maybe you’re just ready to kick it up a notch and

You’ve got lots of investment options. But not all of them are created equal. This is especially true when it comes to the SIMPLE IRA

What’s up with the individual retirement account (IRA)? I seem to always be answering random questions. Like why this Roth guy gets talked about all the time?

A Self-Directed IRA LLC is a great way for hard money and peer to peer lenders to generate tax deferred & tax free returns. Most

Your retirement account is probably one of the most valuable assets you own, as it is for tens of millions of other Americans. But what

Have you ever thought about deducting your custodian/trustee fees from your taxes? That’d be fun, considering you’d most likely have to talk to your custodian/trustee

Royal Legal Solution’s Self-Directed IRA LLC allows you to use your retirement funds to make almost any type of investment on your own without requiring

Are you a current or aspiring coin collector? Of course this can be a satisfying hobby in its own right, but what if you want

Just in case the title blew your mind, we’re going to start at the very beginning. What is a Self-Directed IRA LLC? A Self-Directed IRA

Here at Royal Legal Solutions we offer both Solo 401k plans and Self-Directed IRA LLC services. So you can trust us when we say the

As you may already know, Individual Retirement Accounts (IRAs) exist in many forms. If you have income from working for yourself or someone else, you

Do you want to control what you invest in, have a greater variety of investment choices, and have more money to spend during your retirement?

Remembering these tips will not only help you make more money, but they’ll also keep your friends at the IRS happy! So I realize you

Hey, you may or may not know this already. But your Self-Directed IRA is the ultimate retirement solution. A whole world of profitable investment opportunities

Did you know tax liens can be purchased with retirement account funds? Yes, it’s true! By Self-Directing your IRA LLC or Solo 401k Plan investments into tax

Are you an independent contractor or the only employee of a business you own? If so, you may want to learn about the Solo 401k.

The Solo 401k is a unique plan because it only covers the 401k owner and his or her spouse. Those who take advantage of a

Investors who are successful and want more options for retirement investments are wise to take advantage of the Self-Directed IRA. This type of account allows

  The Plan Asset Rules, designed by our buddies at the Department of Labor, were made to limit you from using retirement funds to transact

Welcome to our blog. I congratulate you on taking the time to become the best real estate investor you can be. You’ve come to the

If you don’t own an LLC yet and you plan on getting one, read this first. You may or may not know that you’re required

So what’s a charging order? I’d like to answer this question with a story. Let’s say I’m a real estate investor (I really am) who

Do you have an IRA? If yes, you’ve probably only invested in mutual funds and other types of stock investments. But did you know lot

Have you heard about the Series LLC? It’s basically a newer and better version of the normal LLC. Now you might be wondering, what makes

Believe it or not, as a real estate investor you can only lose money in two ways. Think about it. Either you make a bad

The title of this post says it all. As a real estate investor, you have to understand, lawsuits are a business. When someone wants to

Are you thinking about filing a claim with your insurance company? I wouldn’t bother wasting my time if I were you. Insurance is a total

There's a lot of bad information when it comes to advice about how to protect your real estate investments.

If you’re a real estate investor with assets in your personal name you need to pick up the clue phone. You’re in the most litigated

Whenever you're going into a JV deal. It'll almost always be inside of an LLC where you'll be a part owner of that company.

Every IRA is required to have a custodian. But not everyone needs or wants the services the services of a custodian. Most of the time

Whether you’re new to the real estate business or well-established, if you do business outside of your home state you’re going to need a registered

Surprise surprise, for every different kind of LLC, there are also different taxes. It’s important for you to know the different taxes for each kind

All right my fellow real estate investors, let’s break this down. First and foremost, most of the time you can choose which kind of LLC

Becoming a real estate investment pro isn’t easy. But that doesn’t mean it’s expensive. There are affordable ways to become a real estate investment pro

Believe it or not, making your real estate dream team only requires three people. You need an attorney, a CPA and a deal maker. A

People ask us all the time: “Is an LLC really worth it?” This one has a simple answer. Absolutely, and this article will show you

The Series LLC is an excellent legal structure. Assuming you’re doing your part, you don’t have anything to worry about. If you don’t have a

You’ve likely heard online from some keyboard warrior or a CPA or perhaps even from an attorney that an LLC is easy to sue. This

A pass through entity is a business structure, such as an LLC, Series LLC, or S corporation. We use the term “pass-through” because you can

You may have heard about the self directed IRA before, (especially if you’ve read my blog!) The self directed IRA offers many advantages, including asset

People will tell you that your IRA is safe. I mean come on, it’s a retirement account. Yet in reality, they’re wrong. Your IRA isn’t

Are you in the process of transferring property? Or maybe you’re planning to transfer a property, or even multiple properties in the near future. If

Despite what you might read on the Internet, don’t worry about the due on sale clause. The fact is, since before 1960 we haven’t seen

You don’t have to be rich to preserve your wealth. You just have to make sure you don’t lose what wealth you’ve earned so far

Many real estate investors buy and sell property without a company or LLC. While this is okay for investors with 1 or 2 properties, someone

As a real estate investor, your priority is to get a return on your investment. But if someone, most likely a tenant or other business,

Series LLC is one of the best asset protection companies for real estate investors.

Nightmare in Litigation Means Risking Thousands of Dollars.

The real estate industry is highly profitable. But like all things that come with a great reward, there’s also a great risk. And in this

Welcome to the real estate industry! You’ll quickly find out how easy it is to lose money when you don’t know what you’re doing. And

As a real estate investor, you have to understand that lawsuits aren't a business.

The basics of asset protection comes down to two parts.

Where do you form a Limited Liability Company? Here are three states where you can form an LLC.

Hide company ownership by following these three steps.

Transferring ownership interest in a Limited Liability Company (LLC) may seem like a straightforward process.

Making your company litigation proof is essential. 

Lawsuits are all about how much money someone can get out of you.

Land trust or title holding trusts don't actually provide protection from a lawsuit itself.

Lis Pendens is a potential lawsuit regarding a property.

Homestead protections: always know what they are.

If you're thinking of waiting to set up your LLC structure, don't.

Judgment proof for a real estate investor: Scott Smith, an asset protection specialist in the real estate industry, helps his clients become judgment proof —  if anybody sues you, they get nothing.

Fact: Creditors Want Your Equity Did you know lawsuits don’t need to be resolved with strictly monetary settlements? Creditors can and will attempt to take

Do you realize that a lawsuit can ruin your life? Lawsuits and judgments where even small amounts of money are involved can force you to

Don’t turn back if you own a Traditional LLC–the information below applies to both the Traditional and Series LLCs. The Series LLC is a powerful

If you’re a real estate investor, it’s time to ask yourself an important question: are you protected? Before I began specializing in asset protection I

One day you’re living life, enjoying the profits from your real estate investments. The next day you’re trying to figure out how you got sued.

We have really appreciated your business and trust. We value your commitment to your profession and we strive to find ways to better serve you

The public disclosure associated with the identity of the true party in interest and the location where the party may be served with process if suit is filed is called a DBA.

You might think selling your property “as is” offers all-inclusive protection, but it actually fails to dispose several potential legal claims. The reality is that

When it comes to protecting your property, you should build a castle, not a fence. This is where an asset protection plan comes into play.