The Fractional Family Office: Your Financial ‘Dream Team’

Like life itself, the most important thing in financial management is who you trust enough to accompany you on your journey.

That’s why a great team makes all the difference. But finding the right people can seem like an impossible task. 

Who can help you save money with advanced tax strategies?

Who can help you grow your money with elite investments?

Who can help you keep your money safe using the legal structures it takes to protect everything you’ve worked for?

And even if you’re fortunate enough to find these unicorns, how do you know if they have your best interests at heart?

Billionaires do this by hiring a "Family Office,” a staff dedicated to building and protecting their wealth. They have attorneys, CPAs, coaches and a host of other specialized services watching their back at every turn.

Now here’s the good news: In 2025, the Family Office concept is available to those of us who aren’t billionaires. This means you can have vetted professionals on staff and a network of providers vetted to handle all of your tax and investing needs no matter who you are, where you're located, or what investing you're doing. 

Let’s take a closer look.

Start With Your Executive Team

You need proactive guidance to achieve your financial goals. Chances are you’ve worked with financial advisors and accountants before, but the likelihood of them being truly proactive in their approach is low.

In cases like these, you are the one doing the research, looking into tax strategies, reading articles about estate planning ….

A good fractional Family Office will take this work off your shoulders.

You’ll start by putting a strategic level Certified Public Accountant (CPA) on your team, someone who has the skills to take your tax burden as low as 0-10%. This partnership will be key for your wealth plan to be successful. The right CPA is someone who can implement the right tax strategies for you and give you proactive advice about saving money by improving your tax strategy.

Next, you’re going to grow your money with elite investments. This means hiring a Chief Financial Officer (CFO) and plugging into a deal network. To achieve a target 20-30% ROI, first you're going to hire the CFO to help you model investments. 

You also need access to a deal network of high performing investments. The CFO is going to talk to you about blended ROI. This isn't just normal ROI like your financial advisor would talk to you about. And it's not just tax savings like a regular CPA would talk to you about. This is both of those combined. 

The CFO is also going to guide you on how to protect your income through tax shelters or tax advantaged investments.

Finally, your executive team will be rounded out with a chief legal officer, basically an asset protection attorney. This will help you keep your money through legal structures that protect your wealth. This person will identify all the risk factors that you might be exposed to and help you mitigate them. They do this by creating the right entity structure and by providing ongoing estate planning and maintenance.

A Fractional Family Office Can Keep You Compliant

It's important that you get the right structure in place before you make investments in non-traditional assets. For example, Royal Legal Solutions helps investors use an LLC that is 100% owned by your IRA to incorporate cryptocurrency into their retirement accounts. This gives your crypto investments you the same tax-advantaged status as the IRA.

If you don't have a LLC (limited liability company) and a Self-Directed IRA structure set up already, your Family Office team can help.

They will also review your investment options and business structures to ensure they are up-to-date, compliant, and bulletproof against whatever the future holds. The right team will help you to ensure ongoing compliance with your state and local laws and tax requirements. 

Your ‘Dream Team’ should give you actionable steps to take, making sure your asset protection plans are up-to-date and your financial dreams are closer to becoming a reality.