If you’re ready to kick your Roth account up a notch, you’re in the right place. Today we will discuss how to easily transfer your Roth IRA into a Self-Directed Roth IRA LLC, as well as why you may want to do this. There are two things you should know first:You can move the funds from a Roth IRA (as well as any other retirement funds you may have in other accounts) into a Roth IRA LLC.The opposite isn’t true. You can’t move Roth funds into other types of retirement accounts. For instance, you won’t be able to successfully roll over funds from a Roth into a Traditional 401k. This goes for any account with tax deferral. Okay, with those basics down, let’s move onto the nuts and bolts. What is the Easiest Way to Add Money to a Self-Directed Roth IRA?There are two types of transactions that let you re-arrange funds between multiple IRAs. These are known as transfers and rollovers. Remember, you have to stay in line with the rules we mentioned above. Roth accounts are, by definition, funded after taxes are paid. Therefore, you can’t roll pre-tax funds into one. At least not without getting in trouble with Uncle Sam. We promise you don’t want that. What You Need To Know About Roth IRA Transfers To A Self-Directed Roth IRA.As I told you above, direct transfers tend to be the most straightforward method. A transfer is defined by the fact that it takes place between two banks or custodians. Occasionally, you may encounter transfers within a financial group. There are some clear advantages to using a transfer. When you do, the funds aren’t taxed by, or even reported to, our friends at the IRS. As the account holder, you control and direct any transfers. You won’t, however, directly accept the cash or other assets involved. That honor goes to your financial institution. This is simply the way it must be. If you were to get directly involved, you could incur taxes and penalties unnecessarily. So, keep your name off of any checks in this transaction. Make it clear that your payment is to the bank or other approved custodian. If you’re having any doubts or reservations about that, call a professional. It’s much cheaper to pay for help with this process beforehand than to learn the hard way about the penalties.How Does The Roth IRA To Self-Directed Roth IRA Transfer Work? Royal Legal Solutions is here to help you with any phase of this process. We begin by establishing a new Self-Directed Roth IRA account for you. After you grant permission, we can even execute the rollover or transfer on your behalf to fund your new account. We will ensure all steps are followed to current legal requirements, meaning you’ll have a complete Roth IRA transfer free of taxes and penalties. Once your Roth IRA funds are either transferred by wire or check to the new Roth IRA custodian, that institution can place the funds into your new Roth IRA LLC. As soon as the transfer is complete, you have complete control over your retirement funds. Any investment that you see fit, with few exceptions, can now be held in your retirement account. Real estate investors especially love this solution, because the Roth IRA LLC can hold property and other nontraditional investments. What’s The 60 Day Rollover Rule?You generally have 60 days to complete the transaction. The clock starts ticking when you actually receive the funds from your original Roth IRA. There are very few exceptions to this rule, and you don’t want to mess around with it. When you do get an exception, it’s very limited. Typically, you’ll be required to do the rollover on the following business day. Note: You may elect to roll over all, or simply some of your funds. We don’t advise that you withdraw funds from the Roth that you don’t intend to rollover, because they could be subject to massive taxes. Half of the beauty of the Roth is in the tax breaks. But don’t worry, we’re here to assist with technicalities like this.Royal Legal Solutions Will Guide You Throughout The Entire Process.When you come to Royal Legal Solutions, you will be assigned a dedicated retirement tax professional to help you establish your Self-Directed Roth IRA LLC. He or she will guarantee that your rollover goes smoothly, and that your new account is up, running, and ready for business.